Qualifying for a small business loan in today's economy is difficult, but a business cash advance can be an easy alternative. A typical business loan involves many hurdles for a small business owner, including excessive paperwork, a lengthy approval process, low approval rates, collateral and personal guarantees for security, fixed monthly payments, and restrictions related to use of funds.
By comparison, our business cash advance offers a streamlined process that provides a simple, one page application and immediate access to unsecured funding from $2,500-$600,000. You will further benefit from high approval rates, minimal credit requirements, and a flexible repayment process that is directly tied to your business' sales volume. All of these features provide you with immediate access to working capital funds that you use for any business purpose.
If you need working capitol for your business fast, small business loans can rarely deliver in time. Even if you are able to secure funding, there can be limitations on how you use that money. As a secured loan, you will also have to provide some type of collateral to back the loan, which increases your risk. Our merchant cash advance program provides unsecured business loans that you pay back over time from a portion of your credit card sales.